City Trustees - part of Mattioli Woods



Flexible investment options

"We offer fully bespoke products providing flexibility around investment choice"

Investment choice is one of the key differentiators between varying Self-invested personal pension (SIPP) and Small self-administered scheme (SSAS) products and providers.

Investment flexibility, or the fact that the product can cope with the full lifecycle of retirement planning, is essential in today's marketplace. We believe that our fully bespoke products provide flexibility, giving IFAs and members the choice to build core and specialist holdings within their retirement planning portfolio.

Flexible investment choice

City Trustees has experience in a wide range of investments, including unquoted shares, private equity and third-party loans, as well as unregulated investments. We adopt a 'can do' attitude when dealing with IFAs and accessing investments and allow most investments that are HMRC permissible (non-taxable) and used for genuine retirement purposes.

We look to work with advisers and will question the investments from a taxable property point of view and provide interpretation of the legislation with the client's interest at heart. With an ever-changing legislative landscape, we strive to provide you with meaningful guidance on your clients' pension schemes.

Flexible payment methods

City Trustees operates two monthly payroll runs, as well as a quarterly, half-yearly and annual payroll, plus the facilitation of ad-hoc payments to provide full flexibility.

5 Star endorsement

City Trustees has also been awarded the highest 5 Star Rating in Defaqto's Star Ratings for self-invested personal pensions (SIPPs). The Star Ratings provide an independent quality assessment of SIPPs, based on the features they offer and the quality of their service offering to advisers.

When awarding SIPPs a Star Rating, Defaqto looks at a range of features, including Minimum insured investment, Capped drawdown, Unit trusts/OEICs and Commercial property. 5 stars are only awarded to the top 10% of policies and to achieve the top rating, a SIPP must also include certain core features such as the facilitation of in-specie transfers out and the provision of consolidated tax statements.

We believe that this is an endorsement of our SIPP as a quality product in the market, providing flexibility and strengthened by customer driven service that IFAs can rely on.

Contact us

For more information on our flexible investment options or for a list of permissible investments, please call us on 0116 240 8730 or email info@citytrustees.co.uk