City Trustees - part of Mattioli Woods

News and Media

10 April 2015

Pensions Perspective: When will the minimum retirement age increase from age 55?

The state pension age will increase to 67 between 2026 and 2028. The first increase in the minimum retirement age will then take effect in 2028 when the minimum pension age will increase from 55 to age 57. Thereafter the minimum pension age will be linked to the state pension age and will remain at 10 years below the state pension age.

However, the minimum retirement age will not affect those public sector schemes covering firefighters, the police and the armed forces where, due to the nature of the jobs these members do, the normal pension age after April 2015 will not be linked to state pension age.

Consideration will also be given to protecting other scheme members with a right to access from an earlier pension age than 57. This will be similar to the way in which protection was afforded to pension members in 2010 who had a right to retire before 55 (when the minimum retirement age increased from age 50 to 55 in 2010).

It will still be possible for schemes to offer retirement at an earlier age in circumstances relating to ill health.


Pension Perspective is a weekly feature from City Trustees, covering questions that our experienced sales and technical teams have received from advisers. The Q&A covers a range of subjects including property, pension contributions, protection, auto-enrolment and more.

City Trustees operates a free technical helpline for advisers for support with pension challenges. Tel: 0116 240 8731 or email:


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